Posts by Mariya Berenbaum
New Tax Hits Foreign Buyers Hard: MNRST
Do you remember the Non-Resident Speculation Tax (NRST)—the significant 25 percent tax Ontario introduced to discourage foreign buyers from investing in the local real estate market? If that seemed excessive, there is now an additional financial burden: Toronto has added…
Pros and Cons of Provincial Nominee Programs in Canadian Immigration
Preparing documents, meeting all the eligibility criteria for a Canadian Provincial Nominee Program (PNP), only to find out that the program has closed or its requirements have changed overnight, can be disheartening. This uncertainty is the reality of navigating Canada’s…
ILA or ILR: Understanding Independent Legal Advice and Independent Legal Representation
Imagine signing a document that could change the course of your financial future—without fully understanding its implications. What if you later discovered that you had unknowingly agreed to terms that worked against your best interests? Unfortunately, this scenario is more…
Guide for First time Homebuyers to building the right team for a Successful Real Estate Purchase in Ontario
Purchasing a home in Ontario can be an exciting yet challenging process, especially for first-time buyers. Building a reliable team of professionals can make a real difference, helping you navigate legal, financial, and property-related aspects with confidence. This guide highlights…